Retire with Confidence: Income, Legacy & Roth Conversions
Wealth Planning for a Life Well Lived
About Us
Fiduciary Responsibility
Retirement Planners for America (RPA) is a fiduciary-led retirement planning firm specializing in Roth conversion strategies and goal-based income planning. We help pre-retirees and retirees transform hard-earned assets into reliable, tax-efficient retirement income. Our process begins with an open-ended discovery question—“What does a well-lived life look like for you?”—so every recommendation—from Roth conversions and Social Security optimization to annuity solutions—aligns with your unique lifestyle goals, family priorities, and legacy wishes.
Some Areas We Specialize In
With over four decades of experience in income and retirement planning, RPA specializes in:
- Social Security Claiming Analysis – Customized spousal, survivor, and delay-to-age-70 strategies to maximize lifetime benefits.
- Annuity & Insurance Solutions – Fixed index and variable annuities, life insurance, and long-term care planning that balance growth, protection, and guaranteed income.
- Tax-Efficient Distribution – Roth conversion modeling, 1035 exchanges, and withdrawal sequencing designed to manage your tax bracket today and safeguard your future cash flow.
- Investment Management & Asset Allocation – Diversified portfolios tailored to your risk tolerance and market cycle outlook, with ongoing monitoring and rebalancing.
Our Commitment
At RPA, we uphold the highest ethical standards—surfacing conflicts, involving legal or tax counsel when needed, and always putting your interests first. We combine deep benefits expertise with behavioral insights to help you overcome emotional biases like loss aversion and anchoring. As your long-term partner, we provide regular plan reviews, legacy planning (like Roth conversion strategies), client education workshops, and proactive adjustments so you can plan with purpose and live with confidence.
Let Retirement Planners for America guide you to a secure, purpose-driven retirement. Contact us today to schedule your complimentary Discovery Session.